Homeowners Insurance Claims
We realize this is a difficult time for you and your family and we want you to know that we are here to help you. Call or fax us 24 hours a day, and we will promptly begin work on your claim the next business day. For faster service, click on your company’s link below and file online or call their 800 number.
Some things you should keep in mind…
- Make sure you and your family are safe and out of harm’s way.
- Photograph the original damage and provide your adjuster with copies.
- Protect your property from further damage by making reasonable, temporary repairs, i.e., if your roof is leaking or if windows are broken, cover the openings with plywood or heavy-duty plastic. Move any undamaged items to a secure area.
- In the event of water damage inside your home, use wet-vac carpets and furniture to help prevent the formation of mold and mildew. For a local water extraction service company, look in the yellow pages. Or click here for our preferred vendors.
- If your power is out, unplug appliances and other electrical devices to help prevent surge damage when the power is restored.
- If your home is uninhabitable due to the damages, seek shelter elsewhere. Be sure to keep receipts for all your out-of-pocket expenses while unable to remain in your home. Keep your policy number handy.
- Keep all your temporary repair receipts and any damaged property until your Claim Representative has a chance to inspect them.
- If necessary, contact the police or fire department to report your loss.
An easy Homeowners’ Inventory Checklist Form is available at
http://www.fldfs.com/Consumers/literature/HomeInvChecklist.pdf
If your property has been damaged or stolen, provide a list and details of the property:
- Brand name
- Model or serial numbers
- Age of the item
- Place of original purchase and approximate date
- Cost to replace today – and location where you got this information
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